Group Loan
Provides to ladies between the age of 18 and 58 for income generation purposes. Loans are provided in groups ranging from 5 to 15 members who are residing in the same locality within a 20 KM radius. A credit check is conducted for these members followed by Comprehensive Group Training and Group Recognition Test following which loans will be credited to the sanctioned customers from 30000 onwards. Loan tenure is for 1 Year which is 52 weeks or 2 Years 104 weeks.
Business Loan
These loans are offered to employees of Shops and Business Establishments with minimum staff strength of 10 and come under the preview of the ESI scheme.
Personal Loan
The Personal Loans offered by KERALA NECESSITY CO-OPERATIVE PROCESSING AGRO SOCIETY fall into two categories. One is a Personal Loan targeted to meet the requirements of Salaried Individuals.
Gold Loan
We offers various schemes of Gold Loan to customers who are looking for quick, convenient, and great flexible schemes. It is a secure loan with a high per gram rate; with the maximum loan amount. Interest Rate offered on Gold is low up to 13% issued for a maximum period of 12 months.
Vehicle Loan
Our tailor-made vehicle loans come with exclusive features such as up to 90% financing, flexible repayment tenure, and affordable EMI. Customized vehicle loans are available for all the brands. Our welltrained officials will help you make informed decisions and assist you with the documentation process. The minimum loan amount will be Rs 25000 and the maximum is Rs 20 lakh. Salaried individuals, selfemployed persons, partnership firms, private ltd Companies, etc are welcome to avail our loans. We are financing new and used vehicles depending on the age of the vehicle